Stage-1 Tools
These tools are optional. They are a crutch, not a solution.
You can ignore them entirely and still progress through the course. Using them is your choice.
Their only purpose is to make existing behaviour visible — particularly where money leaks quietly over time. Nothing here promises improvement, discipline, or change.
Subscription Checkup
Many recurring payments continue unnoticed because they feel small or familiar.
This tool simply surfaces what already exists. What you do with that information is up to you.
Learn MoreImpulse Interrupt
Impulse decisions often happen before conscious thought appears.
This tool creates a pause. It does not guide the outcome.
Learn MoreNeed or Want?
Most spending happens without being clearly named.
This tool asks a single question and records your answer. Nothing more.
Learn MoreDelay Timer
Time often changes decisions more than information does.
This tool adds time. It does not influence the choice.
Learn MoreDaily Spending Clarity
Small, frequent spending is easy to forget and hard to recall accurately.
This tool records it without judgement or correction.
Learn MoreLeak Detector
Certain money patterns repeat across most people.
This tool groups those patterns so they can be seen together.
Learn MoreWeekly Snapshot
Behaviour shifts over time, often without being noticed.
This tool reflects that change back to you. No conclusions are drawn.
Learn More